Provident Financial Holdings Second Quarter 2025 Earnings: Misses Expectations

Simply Wall St·01/31/2025 11:32:42

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Provident Financial Holdings (NASDAQ:PROV) Second Quarter 2025 Results

Key Financial Results

Revenue: US$9.02m (down 13% from 2Q 2024).
Net income: US$872.0k (down 59% from 2Q 2024).
Profit margin: 9.7% (down from 21% in 2Q 2024).
EPS: US$0.13 (down from US$0.31 in 2Q 2024).

earnings-and-revenue-history — NasdaqGS:PROV Earnings and Revenue History January 31st 2025

All figures shown in the chart above are for the trailing 12 month (TTM) period

Provident Financial Holdings Revenues and Earnings Miss Expectations

Revenue missed analyst estimates by 1.4%. Earnings per share (EPS) also missed analyst estimates by 49%.

Looking ahead, revenue is forecast to grow 7.7% p.a. on average during the next 2 years, compared to a 7.4% growth forecast for the Banks industry in the US.

Performance of the American Banks industry.

The company's share price is broadly unchanged from a week ago.

Balance Sheet Analysis

While earnings are important, another area to consider is the balance sheet. We have a graphic representation of Provident Financial Holdings' balance sheet and an in-depth analysis of the company's financial position.

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

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